Customers:
Generali General Insurance
Generali Direct
Customer Portal
Generali Life Insurance
MyGenerali
Agents:
Omni AG
Whether you focus on building wealth, planning for future goals, or maximizing the value of your hard-earned money, we have the perfect solution for you: GenWealth. This investment-linked plan is designed to help you achieve your evolving long-term financial goals while providing opportunities of wealth growth and essential insurance protection.
GenWealth is a limited pay regular premium payment investment-linked insurance plan that offers higher potential returns through a wide variety of expertly managed funds. Allowing you to select the right funds that best match your risk appetite and financial objectives, ensuring your money works as hard as you do. Additionally, this plan rewards your commitment with Loyalty Bonuses and Special Boosters to further enhance your potential returns. The longer you save, the higher the bonuses!
Enrolling is quick and hassle-free, with no medical and financial underwriting, so you can start building your wealth right away. GenWealth makes it effortless to grow your wealth and achieve your long-term financial goals with confidence and ease.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
Sign up for GenWealth regardless of your health condition with simple and easy enrolment, without the hassle of going through any medical questionnaires and check-ups.
In the event of death or TPD (before age 70), you or your family will receive a lump sum benefit.
In the event of death or TPD (before age 70) due to accidental causes, an additional 100% of the Basic Sum Insured will be payable in addition to the Death or TPD Benefit and subject to a maximum limit of RM2,000,000 per life.
If Death or TPD due to accidental causes occurs before age 70, we shall pay you the following in addition to the Death or TPD benefit respectively:
If Accidental Death and TPD, 100% of sum insured will be payable.
If Accidental Death in or on Public Conveyance of Land Transportation, 200% of sum insured will be payable.
If Accidental Death in or on Public Conveyance of Water or Air Transportation, 300% of sum insured will be payable.
If Accidental Death in or on Public Conveyance during Public Holiday, 400% of sum insured will be payable.
If you are diagnosed with terminal illness, 100% of the death benefit will be payable.
Sign up for GenWealth regardless of your health condition with simple and easy enrolment, without the hassle of going through any medical questionnaires and check-ups.
In the event of death or TPD (before age 70), you or your family will receive a lump sum benefit.
In the event of death or TPD (before age 70) due to accidental causes, an additional 100% of the Basic Sum Insured will be payable in addition to the Death or TPD Benefit and subject to a maximum limit of RM2,000,000 per life.
Sign up for GenWealth regardless of your health condition with simple and easy enrolment, without the hassle of going through any medical questionnaires and check-ups.
In the event of death or TPD (before age 70), you or your family will receive a lump sum benefit.
Choose a pay-out amount starting from RM25,000 to RM500,000.
Just answer 4 simple questions. No medical examinations required!
Upon maturity of the policy, you will receive a lump sum payment that is equivalent to your Account Value (if any).
Every 2 policy years starting from 6th policy anniversary onwards, an additional 0.5% of the average monthly account value over the last 2 years will be credited to your account value.
On 20th policy anniversary, an additional 20% of the average monthly account value over the last 10 years will be credited to your account value.
Your policy is guaranteed to be renewed up to age 100 at your option and without underwriting.
Every 2 policy years starting from the end of the 6th policy anniversary onwards, an additional 0.38% of the average monthly account value over the last 2 years will be credited to your account value.
An additional percentage of the average monthly account value over the last 10 years prior to the payment of Special Booster will be credited to your account value at the end of every 10th policy anniversary.
Upon maturity of the policy, you will receive a lump sum payment that is equivalent to your account value (inclusive of Loyalty Bonus (if any) and Special Booster (if any)).
Multiple premium term options of 2 or 4 years, and coverage term of 15, 20 and 30 years, to suit your financial goals planning.
Start and end your financial commitment early so that you can enjoy life now! Aspire Invest requires 5 years premium payment term only and you can harvest your investment returns after 15, 20 or 30 years.
Protect you and your family against any unforeseen circumstances that might happen to you such as death or TPD before age 70.
In the event of an accident that causes death or TPD before age 70, we will pay an additional 100% of the total premium paid, and subject to RM 2,000,000 per life.
Receive additional non-guaranteed cash dividends that is projected to be payable from the end of the 2nd policy year.
Enjoy the flexibility to invest your guaranteed annual income and non-guaranteed cash dividends into our professionally managed investment funds to enhance your returns.
Receive lump sum payment of basic sum insured, non-guaranteed terminal dividend (if any), accumulated annual income (if any) and accumulated non-guaranteed cash dividends (if any) at maturity.
Enjoy the flexibility to invest your guaranteed cash endowments and non-guaranteed cash dividends into 4 choices of professionally managed funds.
Upon maturity, you will receive the lump sum payment of basic sum insured as well as non-guaranteed terminal dividend, accumulated cash endowment, and accumulated non-guaranteed cash dividends (if any).
You can enhance your protection by combining PaySaver+ with Payor Benefit Add-ons, Waiver of Premium Add-ons or Spouse Payor Benefit Add-ons to enhance your protection. While additional premiums are required for supplementary protection, your premiums will be waived should an unexpected event happen to you.
1. Death due to suicide within 1 year from the Issued Date.
2. TPD due to suicide, attempted suicide or self-inflicted injuries, while sane or insane.
3. Death due to accidental causes which has resulted from any pre-existing, or recurring, injury or disablement which the Insured suffered prior to Issue Date.
For the full list of exclusions, kindly refer to our product brochure, available for download below.
1 All new business submissions are subject to internal approval.
2 The maximum payout of TPD Benefit is subject to RM4,000,000 per life.
