Customers:
Generali General Insurance
Generali Direct
Customer Portal
Generali Life Insurance
MyGenerali
Agents:
Omni AG
Your financial stability can be threatened by an unexpected event that wipes out your savings.
Start planning for your future with Generali eSaver - an online insurance savings plan that provides guaranteed returns and protection. You will need to pay for only 4 years for 5 years' yearly returns and financial protection.
With this short-term commitment saving plan, you will receive yearly guaranteed cash payments up to 8% of annual premium and up to 105% of total premium paid upon your policy maturity. In the event of death, your family will receive up to 108% of total premium paid.
Start saving from as low as RM500/year.
SAVE SMART, PROTECT WELL CAMPAIGN
Start saving now and receive a RM50 Touch ‘n Go e-Wallet credit, plus a chance to win up to RM250 more!
Campaign Period: 23 October 2024 to 31 December 2024
Terms and Conditions apply, read here.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
Enjoy annual cash payment that increases every 2 years, up to a total of 20% of annual premium!
Enjoy 105% of total premium paid at the end of 5th policy year, in addition to the Guaranteed Cash Endowment.
Enjoy death coverage up to 108% of total premium paid.
If Death or TPD due to accidental causes occurs before age 70, we shall pay you the following in addition to the Death or TPD benefit respectively:
If Accidental Death and TPD, 100% of sum insured will be payable.
If Accidental Death in or on Public Conveyance of Land Transportation, 200% of sum insured will be payable.
If Accidental Death in or on Public Conveyance of Water or Air Transportation, 300% of sum insured will be payable.
If Accidental Death in or on Public Conveyance during Public Holiday, 400% of sum insured will be payable.
Start saving with eSaver without going through any medical check-ups or medical questionnaires.
Enjoy annual cash payment that increases every 2 years, up to a total of 20% of annual premium!
Enjoy 105% of total premium paid at the end of 5th policy year, in addition to the Guaranteed Cash Endowment.
Enjoy death coverage up to 108% of total premium paid.
Enjoy annual cash payment that increases every 2 years, up to a total of 20% of annual premium!
Enjoy 105% of total premium paid at the end of 5th policy year, in addition to the Guaranteed Cash Endowment.
Choose a pay-out amount starting from RM25,000 to RM500,000.
Just answer 4 simple questions. No medical examinations required!
Upon maturity of the policy, you will receive a lump sum payment that is equivalent to your Account Value (if any).
Every 2 policy years starting from 6th policy anniversary onwards, an additional 0.5% of the average monthly account value over the last 2 years will be credited to your account value.
On 20th policy anniversary, an additional 20% of the average monthly account value over the last 10 years will be credited to your account value.
Your policy is guaranteed to be renewed up to age 100 at your option and without underwriting.
Every 2 policy years starting from the end of the 6th policy anniversary onwards, an additional 0.38% of the average monthly account value over the last 2 years will be credited to your account value.
An additional percentage of the average monthly account value over the last 10 years prior to the payment of Special Booster will be credited to your account value at the end of every 10th policy anniversary.
Upon maturity of the policy, you will receive a lump sum payment that is equivalent to your account value (inclusive of Loyalty Bonus (if any) and Special Booster (if any)).
Multiple premium term options of 2 or 4 years, and coverage term of 15, 20 and 30 years, to suit your financial goals planning.
Start and end your financial commitment early so that you can enjoy life now! Aspire Invest requires 5 years premium payment term only and you can harvest your investment returns after 15, 20 or 30 years.
Protect you and your family against any unforeseen circumstances that might happen to you such as death or TPD before age 70.
In the event of an accident that causes death or TPD before age 70, we will pay an additional 100% of the total premium paid, and subject to RM 2,000,000 per life.
Receive additional non-guaranteed cash dividends that is projected to be payable from the end of the 2nd policy year.
Enjoy the flexibility to invest your guaranteed annual income and non-guaranteed cash dividends into our professionally managed investment funds to enhance your returns.
Receive lump sum payment of basic sum insured, non-guaranteed terminal dividend (if any), accumulated annual income (if any) and accumulated non-guaranteed cash dividends (if any) at maturity.
Enjoy the flexibility to invest your guaranteed cash endowments and non-guaranteed cash dividends into 4 choices of professionally managed funds.
Upon maturity, you will receive the lump sum payment of basic sum insured as well as non-guaranteed terminal dividend, accumulated cash endowment, and accumulated non-guaranteed cash dividends (if any).
You can enhance your protection by combining PaySaver+ with Payor Benefit Add-ons, Waiver of Premium Add-ons or Spouse Payor Benefit Add-ons to enhance your protection. While additional premiums are required for supplementary protection, your premiums will be waived should an unexpected event happen to you.
