i-MULA 50 is a Starter Pack Insurance Fund (SPIF) programme initiated by Life Insurance Association of Malaysia (LIAM), in collaboration with participating LIAM member companies. A fund of RM5 million is established to encourage and support youth, young families and first-time buyers to purchase life insurance protection.
i-MULA 50 offers a reward of RM50 for each qualifying life insurance product to make purchasing insurance more affordable.
Generali Life Insurance Malaysia, as a LIAM member company, offer a range of insurance products tailored to meet your needs. Explore our products below, available through various convenient channels:
Member of PIDM
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
Race kit delivery option is available at additional charges of RM9.99 (West Malaysia) and RM14.99 (East Malaysia). Cut off date for race kit delivery option is on 21 April 2024. Race kit will be sent out from 4 May 2024 onwards.
You can join the Virtual Run to run anywhere from 19 May to 19 June 2024, at your own pace and time!
Complete 6KM, 12KM or 21.1KM Run and you will get these entitlements delivered to your doorstep:
Please note that postage address is only applicable within Malaysia and entitlements will be posted out from 19 June 2024 onwards upon successful submission of run result.
Each customer is eligible to receive one e-voucher worth RM100 for each purchase or renewal of Generali’s comprehensive private motor policy that fulfills the requirement below:
*Gross Premium After Rebates refer to the basic premium amount after:
**The complete Eligible Vehicles List is available in the Terms & Conditions.
Receive SMS notifications on your eligibility via the mobile number as per your policy.
Download, install and register our Customer Portal mobile app with the same details as per your policy.
Receive the redemption link via the email address registered on Customer Portal mobile app.
Click on the redemption link to redeem the e-voucher from your preferred merchant.
NOTE:
Size and availability is based on first-come, first-served basis.
T-shirt collection will take place on actual event day at the event location.
[email protected]
In celebration of our diversity and unity this special month, we are delighted to give away limited edition Generali x Loka Made tote bags (worth RM45 each).
Loka Made is a Malaysian creative brand that believes in the concept of discovery and re-assembling local elements. They put the fun in seeing beyond the bits and pieces of what make up Malaysia by adding their own twist of fantasy and creative imagination. Find out more here.
Programme Period:
• 28 August 2024 until the fund is fully redeemed.
Programme Eligibility:
• This Programme is open to all Malaysians only.
• To participate in this Programme, only new purchases of the Eligible Product(s) from 28 August 2024 and approved by LIAM before the SPIF Fund is fully redeemed will be considered.
• The Eligible Product(s) for this Programme are ValuePac, Life 80, Whole Life Care, AFFIN EZ Protect, SMEveryone Protect, eMedic Plus, eCritical Early Care and eLife Protector+.
• The first premium of the policy shall fall within the minimum and maximum premiums set out in the table below.
*For Monthly mode, Generali Life requires a maximum of two (2) months premium to be collected to qualify for this Programme Reward. The minimum and maximum eligibility is based on the total amount of 2 months premium collected.
Programme Reward:
• The Eligible Policy will be entitled a RM50 Touch ‘n Go e-Wallet credit.
Terms and Conditions:
Generali Life Insurance Malaysia Berhad (“Generali Life/We”) Terms and Conditions governing Starter Pack Insurance Fund (SPIF) Programme (“Programme”) initiated by Life Insurance Association of Malaysia (“LIAM”).
• This Programme is open to all Malaysians only.
• To participate in this Programme, only new purchases of the Eligible Product(s) (as identified in the bullet point below) from 28 August 2024 and approved by LIAM before the SPIF Fund is fully redeemed will be considered.
• The Eligible Product(s) for this Programme are ValuePac, Life 80, Whole Life Care, AFFIN EZ Protect, SMEveryone Protect, eMedic Plus, eCritical Early Care and eLife Protector+.
• The first premium of the policy shall fall within the minimum and maximum premiums set out in the table below.
*For Monthly mode, Generali Life requires a maximum of two (2) months premium to be collected to qualify for this Programme Reward. The minimum and maximum eligibility is based on the total amount of 2 months premium collected.
• Only one (1) policy per Insured person will be permitted to participate in this Programme. All policies shall be subject to the LIAM’s approval to qualify for the Programme Reward.
• Each approved policy (“Eligible Policy”) will be entitled to a RM50 Touch ‘n Go e-Wallet credit (“Programme Reward”).
• Purchases of the Eligible Product(s) issued before 28 August 2024 where the new business or renewal premiums falls during Programme period and issued after the SPIF Fund has been fully redeemed, will not be eligible for the Programme or entertained.
• The policy premiums will be rounded up to the nearest RM 1.00 to determine participation eligibility.
• The Eligible Policy must remain in-force for at least two (2) months and with a minimum of two (2) months of premiums collected or paid.
• The Eligible Policy will be disqualified from this Programme upon lapse or free-look cancellation prior to the payment of Programme Reward.
• The Eligible Policy will be disqualified from this Programme if there are any policy alterations (i.e. increasing basic sum insured, reduce premium etc.) made to the Eligible Policy which results in change in premium, prior to the payment of the Programme Reward.
• Programme Reward will be sent to policy owner’s email after two (2) months from the policy issue month. Hence, the policy owner must provide a valid email with accurate email address during the application submission. In the event that no email or an invalid email is provided, the Programme Reward will be forfeited.
• Although we will endeavour to distribute the Programme Reward in a timely manner, we cannot give any such guarantee if delays are caused by circumstances beyond our control.
• We may decline the Programme Reward entitlement in the event any of the Terms and Conditions set forth herein is not fulfilled. No appeals will be entertained. The Programme Reward is non-transferable.
Without a doubt, inflation is our biggest financial enemy as it increases the price level for goods and services. With this, it also increase the medical cost and may impact your medical insurance charges/premiums.
According to AON Global Medical Report 2023, annual medical inflation in Malaysia rose from 10% to 12.6% from 2022 to 2023, the medical costs in Malaysia have surged to the highest in 2023, driven by the rampant inflation and heightened healthcare utilisation.
The year-on-year raise in medical costs will have long term negative implications for Malaysia.
(Source: AON Global Medical Report 2023)
Rising medical costs are influenced by a combination of factors and the following factors contribute significantly to the high demand for healthcare services, resulting in the rise of healthcare costs:
As life expectancy increases, older individuals often require more frequent and intensive medical care, particularly for chronic conditions and age-related health issues.
The progressive advancement in medical technology and medication, along with the significant improvement of healthcare standards in Malaysia overtime. This has led to an increase in medical expenses to meet the rising demand for high-quality medical professionals and equipment.
Unhealthy and inactive lifestyle of Malaysians which are generally associated with poor health outcomes and higher healthcare utilisation. According to the recent national health studies, the overall statistics are at a worrying stage. (Source: National Health and Morbidity Survey 2022)
The significant increase in utilisation of medical services in Malaysia due to the prevalence of non-communicable diseases over the last decade. As lifestyle diseases and illnesses become more common and ever-changing, the need for medical treatment for all ages of people has also increased, leading to a rise in medical inflation.
It may affect your affordability in paying the additional premium and lead to difficulty in maintaining continuous insurance coverage, which can lead to financial difficulties if an unexpected event happens.
We would recommend you to pay the additional premium to ensure a continuation medical coverage. There are also several alternative options to suit your affordability that you can choose from:
Opt for deductible/co-insurance (if any)
Convert to another on-shelf medical plan that suits your affordability and needs
Alter coverage amount or rider options
Please review the letter thoroughly.
You may reach out to your servicing agent or sales representative:
Once you have decided, you may proceed to payment!
(only applicable for Medical Care Plus, HOPE Medic, HOPE Medic+, HOPE Medic 2, HOPE Medic 3, Medic Assure and OneMedic)
a) Please login to Generali Customer Portal by following these steps:
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Regular Premium Top-Up’
b) Or complete the Authorisation Form and return the duly signed form to us via email at [email protected] or submit to any of our branches nearest to you / your servicing agent or sales representative prior to your next premium due date of the medical plan.
Payment can be made via the following methods:
a) Credit Card/Debit Card Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Credit Card/Debit Card Authorisation’ to add credit card/debit card for premium payment
The new premium amount will be charged automatically on the next premium due date.
b) Savings/Current Bank Account Direct Debit Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Savings/Current Bank Account Direct Debit Authorisation’ to add your bank account to direct debit premium prior to the next premium due date
c) Generali Life Insurance Branches
Please visit any of our branches to pay your premium via eWallet or credit card/debit card prior to the next premium due date.
d) Standing Instruction via Bank
Please instruct your bank for a change on the premium amount prior to the next premium due date.
(only applicable for Medical Care, Medical Care Plus, Medic Essential Rider, Medic Essential and eMedic)
Payment can be made via the following methods:
a) Credit Card/Debit Card Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Credit Card/Debit Card Authorisation’ to add credit card/debit card for premium payment
The new premium amount will be charged automatically on the next policy anniversary date.
b) Savings/Current Bank Account Direct Debit Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Savings/Current Bank Account Direct Debit Authorisation’ to add your bank account to direct debit premium prior to the next policy anniversary date
c) Generali Life Insurance Branches
Please visit any of our branches to pay your premium via eWallet or credit card/debit card prior to the next policy anniversary date.
d) Standing Instruction via Bank
Please instruct your bank for a change on the premium amount prior to the next policy anniversary date.
Take this opportunity to upgrade to GenMedic for comprehensive medical coverage!
Lifelong High Annual Limit
Up to RM8 million and coverage
up to age 100.
Enhanced Cancer
Coverage Benefits
Coverage on enhanced cancer treatment such as outpatient treatment for radiotherapy, chemotherapy, targeted therapy, hormonal therapy or immunotherapy.
Cost Savings
with Co-Insurance
Multiple options of co-payment that you can choose to suit with your financial budget. The higher the co-payment amount, the higher the discount on your insurance charges.
MyGenerali Customer Portal: mygenlife.com.my
Contact your servicing agents
Receive lump sum cash rewards once the upgrade is approved.
Terms and Conditions apply.
Without a doubt, inflation is our biggest financial enemy as it increases the price level for goods and services. With this, it also increase the medical cost and may impact your medical insurance charges/premiums.
According to AON Global Medical Report 2023, annual medical inflation in Malaysia rose from 10% to 12.6% from 2022 to 2023, the medical costs in Malaysia have surged to the highest in 2023, driven by the rampant inflation and heightened healthcare utilisation.
The year-on-year raise in medical costs will have long term negative implications for Malaysia.
(Source: AON Global Medical Report 2023)
Rising medical costs are influenced by a combination of factors and the following factors contribute significantly to the high demand for healthcare services, resulting in the rise of healthcare costs:
As life expectancy increases, older individuals often require more frequent and intensive medical care, particularly for chronic conditions and age-related health issues.
The progressive advancement in medical technology and medication, along with the significant improvement of healthcare standards in Malaysia overtime. This has led to an increase in medical expenses to meet the rising demand for high-quality medical professionals and equipment.
Unhealthy and inactive lifestyle of Malaysians which are generally associated with poor health outcomes and higher healthcare utilisation. According to the recent national health studies, the overall statistics are at a worrying stage. (Source: National Health and Morbidity Survey 2022)
The significant increase in utilisation of medical services in Malaysia due to the prevalence of non-communicable diseases over the last decade. As lifestyle diseases and illnesses become more common and ever-changing, the need for medical treatment for all ages of people has also increased, leading to a rise in medical inflation.
It may affect your affordability in paying the additional premium and lead to difficulty in maintaining continuous insurance coverage, which can lead to financial difficulties if an unexpected event happens.
We would recommend you to pay the additional premium to ensure a continuation medical coverage. There are also several alternative options to suit your affordability that you can choose from:
Opt for deductible/co-insurance (if any)
Convert to another on-shelf medical plan that suits your affordability and needs
Alter coverage amount or rider options
Please review the letter thoroughly.
You may reach out to your servicing agent or sales representative:
Once you have decided, you may proceed to payment!
(only applicable for Medical Care Plus, HOPE Medic, HOPE Medic+, HOPE Medic 2, HOPE Medic 3, Medic Assure and OneMedic)
a) Please login to Generali Customer Portal by following these steps:
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Regular Premium Top-Up’
b) Or complete the Authorisation Form and return the duly signed form to us via email at [email protected] or submit to any of our branches nearest to you / your servicing agent or sales representative prior to your next premium due date of the medical plan.
Payment can be made via the following methods:
a) Credit Card/Debit Card Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Credit Card/Debit Card Authorisation’ to add credit card/debit card for premium payment
The new premium amount will be charged automatically on the next premium due date.
b) Savings/Current Bank Account Direct Debit Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Savings/Current Bank Account Direct Debit Authorisation’ to add your bank account to direct debit premium prior to the next premium due date
c) Generali Life Insurance Branches
Please visit any of our branches to pay your premium via eWallet or credit card/debit card prior to the next premium due date.
d) Standing Instruction via Bank
Please instruct your bank for a change on the premium amount prior to the next premium due date.
(only applicable for Medical Care, Medical Care Plus, Medic Essential Rider, Medic Essential and eMedic)
Payment can be made via the following methods:
a) Credit Card/Debit Card Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Credit Card/Debit Card Authorisation’ to add credit card/debit card for premium payment
The new premium amount will be charged automatically on the next policy anniversary date.
b) Savings/Current Bank Account Direct Debit Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Savings/Current Bank Account Direct Debit Authorisation’ to add your bank account to direct debit premium prior to the next policy anniversary date
c) Generali Life Insurance Branches
Please visit any of our branches to pay your premium via eWallet or credit card/debit card prior to the next policy anniversary date.
d) Standing Instruction via Bank
Please instruct your bank for a change on the premium amount prior to the next policy anniversary date.
Take this opportunity to convert to GenMedic with NO medical and financial underwriting. Waiting period is WAIVED!
Lifelong High Annual Limit
Up to RM8 million and coverage
up to age 100.
Enhanced Cancer
Coverage Benefits
Coverage on enhanced cancer treatment such as outpatient treatment for radiotherapy, chemotherapy, targeted therapy, hormonal therapy or immunotherapy.
Cost-Savings
with Co-Insurance
Multiple options of co-payment that you can choose to suit with your financial budget. The higher the co-payment amount, the higher the discount on your insurance charges.
MyGenerali Customer Portal: mygenlife.com.my
Complete and return the signed Authorisation Form
Receive lump sum cash rewards once the conversion is approved.
Terms and Conditions apply.
Without a doubt, inflation is our biggest financial enemy as it increases the price level for goods and services. With this, it also increase the medical cost and may impact your medical insurance charges/premiums.
According to AON Global Medical Report 2023, annual medical inflation in Malaysia rose from 10% to 12.6% from 2022 to 2023, the medical costs in Malaysia have surged to the highest in 2023, driven by the rampant inflation and heightened healthcare utilisation.
The year-on-year raise in medical costs will have long term negative implications for Malaysia.
(Source: AON Global Medical Report 2023)
Rising medical costs are influenced by a combination of factors and the following factors contribute significantly to the high demand for healthcare services, resulting in the rise of healthcare costs:
As life expectancy increases, older individuals often require more frequent and intensive medical care, particularly for chronic conditions and age-related health issues.
The progressive advancement in medical technology and medication, along with the significant improvement of healthcare standards in Malaysia overtime. This has led to an increase in medical expenses to meet the rising demand for high-quality medical professionals and equipment.
Unhealthy and inactive lifestyle of Malaysians which are generally associated with poor health outcomes and higher healthcare utilisation. According to the recent national health studies, the overall statistics are at a worrying stage. (Source: National Health and Morbidity Survey 2022)
The significant increase in utilisation of medical services in Malaysia due to the prevalence of non-communicable diseases over the last decade. As lifestyle diseases and illnesses become more common and ever-changing, the need for medical treatment for all ages of people has also increased, leading to a rise in medical inflation.
It may affect your affordability in paying the additional premium and lead to difficulty in maintaining continuous insurance coverage, which can lead to financial difficulties if an unexpected event happens.
We would recommend you to pay the additional premium to ensure a continuation medical coverage. There are also several alternative options to suit your affordability that you can choose from:
Opt for deductible/co-insurance (if any)
Convert to another on-shelf medical plan that suits your affordability and needs
Alter coverage amount or rider options
Please review the letter thoroughly.
You may reach out to your servicing agent or sales representative:
Once you have decided, you may proceed to payment!
(only applicable for Medical Care Plus, HOPE Medic, HOPE Medic+, HOPE Medic 2, HOPE Medic 3, Medic Assure and OneMedic)
a) Please login to Generali Customer Portal by following these steps:
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Regular Premium Top-Up’
b) Or complete the Authorisation Form and return the duly signed form to us via email at [email protected] or submit to any of our branches nearest to you / your servicing agent or sales representative prior to your next premium due date of the medical plan.
Payment can be made via the following methods:
a) Credit Card/Debit Card Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Credit Card/Debit Card Authorisation’ to add credit card/debit card for premium payment
The new premium amount will be charged automatically on the next premium due date.
b) Savings/Current Bank Account Direct Debit Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Savings/Current Bank Account Direct Debit Authorisation’ to add your bank account to direct debit premium prior to the next premium due date
c) Generali Life Insurance Branches
Please visit any of our branches to pay your premium via eWallet or credit card/debit card prior to the next premium due date.
d) Standing Instruction via Bank
Please instruct your bank for a change on the premium amount prior to the next premium due date.
(only applicable for Medical Care, Medical Care Plus, Medic Essential Rider, Medic Essential and eMedic)
Payment can be made via the following methods:
a) Credit Card/Debit Card Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Credit Card/Debit Card Authorisation’ to add credit card/debit card for premium payment
The new premium amount will be charged automatically on the next policy anniversary date.
b) Savings/Current Bank Account Direct Debit Authorisation
Login to MyGenerali Portal via mygenlife.com.my
Click ‘More’ to find ‘e-Services’
Select ‘Savings/Current Bank Account Direct Debit Authorisation’ to add your bank account to direct debit premium prior to the next policy anniversary date
c) Generali Life Insurance Branches
Please visit any of our branches to pay your premium via eWallet or credit card/debit card prior to the next policy anniversary date.
d) Standing Instruction via Bank
Please instruct your bank for a change on the premium amount prior to the next policy anniversary date.