Protect your business from the impact of fire with essential coverage and optional add-ons from our Fire Risk Insurance Plan so you can quickly recover your business.
Our plan comes with comprehensive coverages that are customisable to the nature of your business and risk appetite. You will also enjoy added complimentary cover to replace your damaged property with green materials in the event of an unexpected fire.
Designed for owners of small and medium sized businesses (SME), the Multi Biz Protector Enhanced is a customisable and comprehensive insurance plan that covers key business risks.
Most of the risk exposures are covered in this ‘one-stop’ package. There is no need to worry about what you may have missed out.
Main classes of insurance are packaged into one product. One product, one expiry date, one insurer, making it easy to manage.
Especially for our customers, this package is priced competitively to cater to your needs.
Choice to extend additional insurance coverage for Inconvenience Allowance, Heavy Equipment, Machinery Breakdown, Goods in Transit and Products Liability.
Covers loss or damage to your insured property caused by fire, lightning and explosion caused by gas used for domestic purposes.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
Complimentary coverage that includes Aircraft Damage, Earthquake, Explosion, Bush Lalang, Riot Strike Malicious Damage, and Damage by Falling Trees, covering up to 10% of total sum insured or a maximum of RM1,000,000
Provides full Construction All Risks and Third-Party Liability coverage with limit up to RM200,000 for Material Damage and RM100,000 for Third Party Liability.
Up to RM1,000 payout each on:
Cover the additional cost incurred to repair or replace the damaged property with green technology or environmentally friendly materials in the event of a fire and insured perils claim up to 30% of total loss amount or RM 10,000,000 whichever is lower.
Covers against looting following a fire incident up to RM 10,000
Cost of temporary shuttering, boarding up and/or other protection after an insured incident up to RM 10,000
Cover the additional cost incurred to repair or replace the damaged property with green technology or environmentally friendly materials in the event of a fire and insured perils claim up to 30% of total loss amount or RM 10,000,000 whichever is lower.
Covers against looting following a fire incident up to RM 10,000
Cost of temporary shuttering, boarding up and/or other protection after an insured incident up to RM 10,000
Cover the necessary extra costs of temporary repair and of expediting the permanent repair, replacement or reinstatement of property insured, up to RM10,000
Complimentary built-in perils -Aircraft Damage, Earthquake, Explosion, Bush Lalang, Riot Strike Malicious Damage and damage by falling trees with sub-limit of 10% of total sum insured, up to maximum of RM1million
Enhance your coverage from loss or damage caused by other named perils and more.